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States to help workers save for retirement

States are moving forward with new initiatives to help workers save for retirement, even as the Republican-led Congress tries to block rules making it easier for them to do so.

Studies show a divide in retirement savings between those who have employer-sponsored plans and those who do not. The state programs are designed to fill in the gap.

Dozens of small business owners recently gathered in Schaumburg, Illinois, to learn about the new state-sponsored retirement-savings initiative, “Secure Choice IRA.”

Officials said it could help about 1.2 million workers who don’t have access to an employer-sponsored retirement plan.

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